Check your home insurance

Check Your Home Insurance

Make sure the food in your freezer is covered by your contents insurance – and learn how to keep it in tip-top condition too.

home insuranceIt’s worth making sure that your home insurance offers cover for accidental damage to the contents of your freezer (an additional premium may apply if this is not part of the standard policy). A broken freezer can be a disaster, ruining what could be hundreds of pounds’ worth of food – and leaving you with the hassle and cost of replacing the contents. It’s not usually something we think about until it happens, but by then it’s often too late.

The cover will normally replace your freezer contents up to a certain amount, following a rise or fall in temperature, or for when food gets contaminated by refrigerant or escaping refrigerant fumes. You can find home insurance quotes online – have a look today and see how you can make sure you’re covered if you fall victim to an unexpected freezer failure.

When you buy a new electrical appliance you should always read the manufacturer’s instructions. They will tell you how to use and take care of your appliance. But here are some more top tips to get the best out of your freezer:

1. Check the temperature

Regularly check that your freezer is working at the right temperature. You can do this by using a thermostat. The coldest part of the freezer should be between –18 and –23 degrees.

2. Don’t over fill it

Don’t over pack your freezer with food or ice as this will prevent the freezer from maintaining the right temperature.

3. Think energy efficient

Newer freezers are far more energy efficient than old ones. If you’re thinking of buying a new one, look for A++ models. They are usually more expensive to buy but could save you money in the long run.

4. The best spot for your freezer

Keep your freezer somewhere dry, cool and well ventilated. Do not put it near direct sunlight, as the sun’s warmth will mean it has to work harder to stay cold. Also, keep it away from any sources of heat, such as cookers and tumble dryers.

5. Clean the coils

At the back of your freezer you will find condenser coils. These need to be free from obstructions so that air can flow freely around them. You should clean them regularly too as dirt and dust can build up, reducing your freezer’s efficiency.

6. Check the seals

Make sure your freezer door shuts tightly otherwise air could escape through the gaps – and warm air could get in. You can test the door by shutting a piece of paper in the door. If it pulls out easily, it’s a sign that your seals might need replacing.

7. Defrosting your freezer

To keep your freezer in tip-top condition, it’s wise to defrost it every now and again – roughly around every six months. Or when frost starts accumulating (around 5cm) around the sides, top and bottom.

Check your home insurance policy to see if you’re covered as freezer cover is not normally included as standard. Have a look online if you need to renew your home and buildings insurance policy it’s easy.

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